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One of my favorite built-in programs on the iPhone is the Notes application. I use Notes to jot down ideas or to help my memory - like the names of books or CDs that I want to get. No more post-it notes or paper to-do lists in your wallet. Keep your notes on your iPhone.

On the home screen, you'll see an icon that looks like a lawyer's legal pad. Tap on the icon, and then tap on "+" in the upper right hand corner. Your note pad is ready to take notes - tap on the pad and the keyboard will appear. Tap "Done" in the upper right hand corner. Each note page is saved with the time and date stamped on it.

At the bottom of the notepad screen are four icons: a back arrow, an envelope, a trash can, and a forward arrow. Tap on the envelope to email the note to some, forward and backward arrows scroll through the notes, and the trash can discards the note.